Desiree has everything you need in life – bucket loads of money, a successful husband, a country club membership, a killer wardrobe, the envy of all her peers, bucket loads of money....and apparently a healthy dose of denial.
It takes her a while to understand what her husband means when he tells her that they've lost everything. Understand, yes. Accept, no.
She gives him instructions to "go fix it," then goes to the spa with her 3 best friends and brainstorms what to do about this inconvenient turn of events. Not out loud of course, because the only thing worse than being broke, is other people knowing about it.